Monthly Archives: July 2018

Should you buy a new or used car?

Should you buy a new or used car?

If your old vehicle is on its last tires, you may be wondering if you're better off replacing it with a new or used vehicle. That depends on a number of factors. Typically, car experts say buying used is a better deal. It's true that when you drive a new car off the lot, it automatically depreciates by thousands of dollars. On the other hand, you'll pay more in repairs for a used car. There are other things to consider, however, such as do you have enough cash on hand for a down payment? Do you have a trade-in that's worth the equivalent of a down payment? If you have good credit it may be easier to buy new with less down payment than if you buy used, according to Autotrader. There is a plethora of manufacturer incentives for new cars in the form of cash back and lower financing costs. By contrast, buying used means putting money down upfront or a trade-in with equity, so sometimes its is possible to find a new car with a manufacturer's incentive that will ... read more

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Douglas Q&A

About car warranties

About car warranties

So you're looking to buy a new car and wondering if the warranty covers any problems you may encounter down the road. Even though the warranty may say "bumper to bumper" your coverage isn't necessarily. A new car warranty typically covers mechanical defects, says Autotrader. What it usually doesn't include are what's known as wear items; things that fall under maintenance because they wear out periodically. These include tires, brakes, engine belts and hoses, headlight bulbs, rust and a clutch, if you have a manual transmission. What it does cover are issues like a blown engine, a failed transmission or windows that won't open. Warranties won't cover your car's body panels, either, so an accident, crunch or a scrape is on your, and your insurance company. Likewise, if you damage a part of the interior, you also foot the bill, unless it's a manufacturer defect. Certain new car warranties are voided if you use your car in a way it wasn't ... read more

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Maintenance

Should you lease or finance your next car?

If it's time for a new ride, you might be wondering whether to buy or lease?  There's no easy answer, since both have their advantages and disadvantages. It boils down to your lifestyle and needs/wants. Financially, buying a car is better in the long run because once it's paid for, it's yours. You can do anything with it or to it and drive it as much as you want. When you lease a car, once your lease is up, you have nothing. However, there are advantages to leasing. Your monthly payments are lower when you lease, you don't need a huge down payment and repairs cost less because your car is under warranty. Plus, you get to drive a newer car. Automotive resource Edmunds lists pros and cons of both financing and leasing: Leasing Pros: Lower monthly payments; low or no down payment. Drive a better car for less money. Lower repair costs under factory warranty. A new car every two or three years with less sales tax and no trade-in hassle. Leasing Cons: You d ... read more

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Douglas Q&A

Detailing your car

If your car is looking a little "tired" lately, maybe it could use some TLC. Detailing is one way to make it shine again. As the name implies, detailing takes care of the details, cleaning the small things that ll add up to a great looking ride. If you do the job yourself, automotive experts advise allocating from four to eight hours to properly detail your car inside and out, advises DMV.org. Inside clean everything from dash to dirty cupholders, corners and crevices, clutter and debris. Get into vents, switches, and seat seams where crumbs and dirt gather, using a toothbrush, small paintbrush or cotton swab. Canned air works well in areas too small to reach with these. Then wash using soapy water and a cotton cloth. Dry with a clean cloth. Clean interior windows with glass cleaner. Vacuum tight spaces and carpeting using a crevice tool. Remove pet hair from seats and carpeting with duct tape. Clean seats and carpets with spray foam cleaner, adds DMV.org. Also, don't ... read more

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